Should You Buy Mortgage Points? How to Calculate the Break-Even Point

Marysol Calvillo

Published on: 17/10/2026

Should you buy mortgage points? Learn what points cost, how they may lower your rate and how to calculate your break-even point.

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2-1 Buydown vs. Permanent Rate Buydown: What's the Difference?

Marysol Calvillo

Published on: 16/10/2026

Compare a 2-1 buydown with a permanent mortgage rate buydown and learn how each affects your early payments and long-term loan costs.

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Price Reduction vs. Seller Credit: Which Is Better for Homebuyers?

Marysol Calvillo

Published on: 13/09/2026

Price reduction or seller credit? Learn which may save a homebuyer more based on closing costs, monthly payment and financing goals.

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Mortgage Rate Buydowns Explained: What Houston Homebuyers Should Know

Marysol Calvillo

Published on: 30/08/2026

Learn how mortgage rate buydowns work, the difference between temporary and permanent buydowns, and when one may benefit a homebuyer.

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